Your Financial Goals, Funded Instantly

Sankalp Capital Private Limited is an RBI-registered NBFC delivering fast, transparent, and collateral-free personal finance solutions across India through our digital loan service provider UpCash.

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Our Features

Submit Your Application

Enter your mobile number and complete a quick KYC on UpCash. Takes under 5 minutes from your smartphone — no branch visit needed.

Instant Credit Decision

Automated credit assessment reviews your application in real time. Get an approval decision within minutes — fully paperless.

Money in Your Account

Approved funds are credited directly to your bank account. No delays, no extra steps — your money when you need it most.

Our Products

Personal Finance for Every Need

Whether it’s an emergency, a healthcare expense, or a planned goal — we have the right product for you.

Personal Loan

Instant, collateral-free personal loans for salaried and self-employed individuals. Funds for any need – travel, education, home, or emergency.

100% paperless digital process Approval in minutes Flexible repayment tenure KFS provided upfront — no hidden charges

Medical Loan

Financial constraints should never delay healthcare. Our medical loans cover hospitalisation, surgery, diagnostics, and emergency care.

Emergency disbursal Simple EMI repayment Minimal documentation

Co-Lending

Under RBI’s Co-Lending Model, Sankalp Capital partners with banks to jointly originate and fund priority sector loans at competitive rates.

RBI Co-Lending Model 2020 Priority sector lending Competitive interest rates

Our Loan Service Provider

FAQ

Frequently asked questions.

Still have questions? Reach out to support@upcash.in.

Sankalp Capital Private Limited is an RBI-registered Non-Banking Financial Company (NBFC) classified under the Base Layer. Headquartered in Kota, Rajasthan, we provide personal finance solutions via our digital LSP UpCash. RBI License: B-10.00221 · CIN: U65993RJ2011PTC037081.

Apply through our LSP UpCash at upcash.in. The process is fully digital — fill in your details, complete KYC, and receive an instant credit decision without visiting any branch.

No. All personal and medical loans through UpCash are fully unsecured. You do not need to pledge any asset, property, or collateral to borrow from us.

You need your Aadhaar card, PAN card, and an Aadhaar-linked mobile number. Income proof may be required depending on the loan amount. The process is entirely paperless.

Contact GRO Nitin Chittora at nodal@sankalpcap.com or call 9910272387 (Mon–Sat, 9 AM–6 PM). If unresolved within 30 days, escalate to the RBI Sachet Portal at sachet.rbi.org.in.

Yes. Sankalp Capital Private Limited holds RBI Certificate of Registration B-10.00221 and is classified as a Base Layer NBFC under RBI’s Scale-Based Regulation framework.