Our Products

Personal Finance for Every Need

Whether it’s an emergency, a healthcare expense, or a planned
goal — we have the right product for you.
Most Popular

Personal Loan

Instant, collateral-free personal loans for salaried and self-employed individuals. Funds for any need – travel, education, home, or emergency.

  • 100% paperless digital process
  • Approval in minutes
  • Flexible repayment tenure
  • KFS provided upfront — no hidden charges
Apply Now

Medical Loan

Financial constraints should never delay healthcare. Our medical loans cover hospitalisation, surgery, diagnostics, and emergency care.

  • Emergency disbursal
  • Simple EMI repayment
  • Minimal documentation
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Co-Lending

Under RBI’s Co-Lending Model, Sankalp Capital partners with banks to jointly originate and fund priority sector loans at competitive rates.

  • RBI Co-Lending Model 2020
  • Priority sector lending
  • Competitive interest rates
Partner With Us
Eligibility

Who Can Apply?

Our personal loans are designed for most working adults across India.
Check the quick criteria and get started today.

Age 21 years or above

Aadhaar-linked mobile

Indian resident citizen

Valid PAN & Aadhaar card

Regular source of income

Active bank account

All loans are subject to credit  assessment, KYC verification, and applicable RBI guidelines. Interest rates, processing fees, and charges are disclosed upfront in the Key Facts Statement (KFS) as mandated by RBI. Sankalp Capital adheres to the RBI Fair Practices Code for NBFCs.